In Blackjack, the player (you) plays against the dealer (the house),
independently of other players. Your goal is to draw cards ("hit")
until your hand adds up to 21, or comes as close as possible without
exceeding 21. If your first two cards total 21, you have Blackjack.
Once a player has bet, both the player and the dealer are dealt two
cards each. The player's cards are dealt face up. The dealer's first
card is dealt face down. The Ace can be used as 1 or 11 points. Any
card combined with an Ace, other than a card that has a value of 10,
is considered a "soft hand". Meaning that if the player has 4 and an
Ace, it would be considered 5 or soft 15. The King, Queen, Jack and
Ten are 10 points each; all other cards, are worth their face
values. If the player's first two cards total 21, then it's a
natural Blackjack. Blackjack is the highest hand.
If you are dealt any two cards other than a Blackjack, you may
"stand" (refuse any further cards), or "hit" ( accept another card).
A player who stands will not receive additional cards. Cards are
dealt until the player stands or "busts" (exceeds 21). When you
bust, you immediately lose your bet regardless of the dealer's hand
After the player's final actions, the dealer reveals the down card.
If the dealer's hand is 16 or less, the dealer must continue to
"hit" until reaching 17 or more. The dealer must stand on soft 17
and cannot take additional cards. If the dealer exceeds 21 ("bust"),
and the player has stood without busting, the player wins. When the
dealer stands on 17 or greater and has a higher count than the
playerthe dealer wins; if the player has the higher countthe player
wins. If the player and the dealer have the same totals, it's a
When a player is dealt two cards with equal values, they have the
option of "splitting" them into two separate hands. In order to
"split", the initial bet has to be matched. Each hand is then played
separately. If the player splits two Aces, only one more card is
dealt to each hand. A hand can only be split once.
A player may double on their first two cards other than a Blackjack.
When a player doubles, only one more card is dealt and the original
bet has to be matched. Essentially, the player bets the hand can be
won with one more card. You can also "double down" after "splitting"
When the dealer's up card is an Ace, the player is offered
"insurance". Taking insurance means the player makes a second bet
(of half the original bet) that the dealer's face down card is a ten
card. If this is the case, the player is paid 2 to 1 on the
insurance bet and the initial bet loses as it is beaten by the
dealer's Blackjack. If the dealer does not have a natural Blackjack,
the insurance bet is lost and the hand is played out as normal.
If the player has a Blackjack and the dealer's up card is an Ace,
the player is offered "even money". Taking even money means the
player will be paid 1 to 1 on the Blackjack and not 3 to 2 as
normal. Taking even money means the player believes the dealer's
face down card is a ten card. If the player chooses not to take even
money and the dealer reveals a Blackjack, both hands tie. If no even
money is taken and the dealer has no Blackjack, the player is paid
at 3 to 2.
1 - 1
3 - 2
2 - 1
1 - 1
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